Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
Why are you trying to keep your credit utilization specifically of those cards below 10%? Is this a credit score thing?
Utilization has a short term effect on your credit score, ie one month with high utilization might temporarily cause your score to go down.
Going back to normal utilization the next month will bring your score back to normal range, and the effect is mitigated by having a longer history.
This is mostly just important if you’re planning something big like financing a car/home.