no you cant tell anyone youre going to die, you have 24 hours starting now

    • Gellis12@lemmy.ca
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      1 year ago

      Your debts cannot be transferred to your next of kin when you die, but they will need to be paid out from your estate before it’s disbursed to your family

        • Gellis12@lemmy.ca
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          1 year ago

          Your estate refers to everything you own. If you own a car, it’ll be sold to cover your debts when you die. Same with your house, all of the food in it, your computer with all of your porn tabs still open, and even your signed vhs collection of rare midget scat porn from the 1990s. It all gets sold off to settle your debts when you die, before it can be distributed to your next of kin.

          • ivanafterall@kbin.social
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            1 year ago

            I’m not optimistic they’ll get much, but you raise a good point. Just the first editions of Bad, Bad Leroy Brown and Shitizen Cane are worth their weight in liquid gold to the right investor.

            • ninjan@lemmy.mildgrim.com
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              1 year ago

              Tricky, depends on jurisdiction but generally if you know you’re going to die and thus have no intention to repay the debt then it’s fraud and the thing you buy is technically stolen and you can repossess stolen goods in many jurisdictions. So they (the debt collectors) could come and get the things you gave away. Best way to skirt this is to take out cash from the cards and buy the stuff cash at random places and inform the people you give stuff to keep it on the down low for a while. Even if they suspect it came from you they can’t repossess it without conclusive proof which would be hard to get by.

                • ninjan@lemmy.mildgrim.com
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                  1 year ago

                  Yeah, but I feel that is the smallest problem if you suddenly start the morning by mass applying to credit cards, spend like a mad man and then drop dead the next day. Remember it’s beyond reasonable doubt, else you couldn’t ever convict say 1st degree murder because a key difference between that and say manslaughter is that you planned to kill the person. Now if you don’t write that down (who would?) it’s proven by your actions. Like say buying the murder weapon the day before. Or going out of your way to meet the person, i.e. not somewhere you’re normally at. And the crime would be to not plan to repay, not necessarily that you drop dead. Dying could be unintended, say an overdose from partying too hard.