My family needs a second car. I’m thinking about a used Chevy Bolt or Nissan Leaf so I think the cost will be about $20,000.
What’s a good source for financing? I was thinking about getting a loan from my bank, Chase. But I see there are also lenders that specialize in car loans, and there might be dealership options? My credit score is over 700.
Get an offer from your local credit union, then tell the dealer’s finance guy you will use his bank if he can beat the rate.
This is the way to go. Find the car you want online first, secure financing from a local CU second (shop around), and then go to the dealership third. Don’t walk in without the financing or they’ll give you some BS high rate even with excellent credit.