So basically Google is “taking a stand” by increasing the amount of money they make off of his content, lol.

Does “de-monetization” simply mean Google isn’t paying him, or that they’re removing all ads (and revenue for themselves) from his videos?

You should go look at the top 10 holdings of your equity funds you’re in. I bet for two of them it’s identical.

SNAXX is yielding 5.37%.

It really depends on why you’re holding the cash though- how long you plan on sitting on it. At some point it probably makes sense to lock in a longer duration t-bill/note.

I generally avoid holding cash unless there’s a specific spending goal in the next 3ish years.

I don’t think there’s a bad decision.

A CD isn’t the only option. A 2-year treasury note pays 4.82% right now. You could do that and then reevaluate in 2 years. Having more accessible/liquid assets leads to more flexibility if you need money for an emergency or even a move or downpayment or whatever.

There’s also the very remote possibility for loan forgiveness.

I don’t think the interest spread is large enough for that to be the “slam dunk” answer though. If you’re not great with money or just don’t want to deal with another administrative burden I’d lean towards just being done with the loans.

Probably gardening.

A few seed packets and some dirt turns into building nice cedar raised gardens, filling them all with great quality soil, expensive liquid fertilizers, various irrigation systems, and so on. And I can’t just haul all that dirt in my sedan… But hey, I have 20+ tomato plants, and about as many different pepper plants every year.

It’s honestly nowheer near as expensive as some of my other hobbies, but on the “a lot more money than I expected” scale it’s up there.

I love that you consider parenting a hobby, lol