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This is a very sensible change. It’s an open secret that discord has been leveraged by hackers for quite some time. You can even search Github and find examples where exfiltration of data is done via discord. Discord is not a file host and should not be used as such. I’m just glad they’re doing it in such a way to minimize the impact on users and devs.
I can’t help you with stock market stuff unfortunately. To be honest, I wouldn’t want to have to deal with the headache of it all myself. If you’re still interested in writing a bot though a great way to learn is to pickup the programming language Python. There is a ton of free material out there for beginners. A good first project for when you start to feel comfortable is writing your own discord bot. If you’re interested I can try to find some links after work to share!