Sorry for the late reply, I typically browse on Artemis and notifications are broke.
But ya, that was my point. You can have “good” insurance but whats covered is still up to them. They can deny whatever they want and get away with it because no one wants to fight back. Every one of those things are legitimate medical purchases but they don’t care because there is nothing to enforce payment. So they deny everything to keep your money and give you nothing in return.
Pretty sure more liberals know Biden is far from liberal. He’s center at best but even he probably leans right on a global scale.
The conversation would be entirely different if they had attacked military targets and not civilians. A
Military base or political building and then suddenly they’re resistance fighters with a lot more backing.
But they attacked civilians at a festival and kidnaps multinational civilians who have no impact on the regions politics. That turned just about everyone against them.
I’ve yet to hear anyone defend hamas. I’ve heard people defending Palestine, which is where I am. But it’s more defending the innocents that aren’t involved than Hamas. I’ve heard people be anti Israel, but many of them don’t support Hamas either. And those who are ok with killing civilians because of their government are already pretty lost. I’ve also seen anti US since we’re involved and while I wish we just weren’t involved at all, or at least trying to negotiate a ceasefire, most of those people are just “USA bad, disagree without thinking” types. Overall though there has really been no defense of Hamas at all
Idk where your coming from but as someone who had $12k in an HSA and employer medical that’s bs.
I went to the eye doctor and needed glasses. Tried using my HSA. Nope. Not an approved medical expense. Tried paying a copay at the er. Nope not an approved medical expense. Wife got a kidney stone removed via surgery. Wanted to pay coinsurance. Nope not an approved medical expense. I needed a cpap for my sleep apnea. Nope not an approved medical expense. Year rolled over and all that money disappeared. I asked where it went and was told I either used it or lost it. So I got rid of it. Fucking garbage.
As for the employer coverage, we had a zero dollar deductible plan. My wife gave birth last year. Ambulance ride from her work? Nope, not necessary. All the gyno visits? Nope, not necessary. The ER visit when she slipped and fell at 6 months? Nope, not necessary. The 2 week hospital stay when she went preeclamptic? Nope, not necessary. The delivery? Nope, not necessary. The NICU stay for our premature daughter? Nope, not necessary.
I payed $1700 per PAY for my health insurance and they didn’t cover a cent from our entire family last year. We racked up over $70k in medical debt. Our MOOP was $5k/$10k and they said none of it applied.
Hospital sent it to collections because we couldn’t fit their minimum payment of $9k/mth (fuck duke lifepoint but this is an insurance rant). We complained to the pa board of health insurance and were advised to get a lawyer but no lawyer would take it. They said it would be years to get anything back, let alone the full amount.
We ended up proving that my employer doesn’t offer comprehensive insurance. The main component is covering pre and post natal care which they claim to, but they deny every time. So now we have insurance through penni for $60/mth with government help. Oh and we went through bankruptcy to get rid of the collections debt.
Fuck Cigna, fuck duke lifepoint, fuck insurance, fuck for profit healthcare, fuck the American healthcare system.
It’s on the list. We just got carpet laid downstairs and still need 2 more rooms done, we got a new furnace/ac, and are now installing interior stairs. It’s a big project overall cause we’re converting a duplex to a single family home. But eventually new locks will be put on.
That’s just really poorly applied paint. I could try that though.
The plastic slides a little but more so because it’s probably a tiny bit small that it has wiggle room
No we’re pretty certain that wire comes out in the basement. There’s almost an identical one directly underneath the house.
I did test it with the switch to be safe and it was a no go. It could be dead all around though. I don’t think that’s a outdoor cable
I’m redoing a lot of the lighting so that’s not a project I’m afraid to tackle. Last owner loved florescent lights so we’re removing them from the bedrooms and bathrooms currently.
Inside looks pretty much the same. My biggest fear is breaking it apart and not being able to reassemble it because it leaves a pretty big hole to get inside the house. If I can get in without breaking it I can fix whatever is in there.
Not sure when the door was installed but the house is 1880’s so it has quite a span to be from. I doubt it’s original but it can be quite old.
I don’t think so. We found a mysterious wire in the basement that goes outside to nowhere directly below it. Either way that doesn’t work and I’m just trying to find the best/least damaging way to remove it.
But it did cross my mind and I tested it with the switch on and off and it worked with neither. That being said I don’t think it’s an outdoor rated plug so it could just be bad either way.
You can file bankruptcy independently. It’s a bit more complicated but possible.
I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.
On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.
Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.
Every form of production will have defects. The goal of perfecting production is one to be sought, but never achieved. We should always try to make food production more efficient with less loss, but there will always be loss, and always be waste.
Even new means of production like lab grown beef can have waste and loss in batches that don’t “grow” properly because they didn’t mix hormones correctly or whatever. I actually don’t know how the science behind that works, but I do know it’s a process. And where there’s a process there’s room for error. That’s where we get loss from.
We’ll never make something fool proof. Perhaps lab grown meats will be the most efficient form of product in that they have the lowest loss and production can be tweaked fairly quickly so there’s not a lot of loss and ramped up for shipments to areas with food shortages. Honestly, lab grown in my opinion has the best chances of being a major breakthrough but it’s still too early to be sure.
Stars can appear red or blue depending on the direction they are traveling. It has to do with the frequency of light they put out. As they move away the frequency gets lower, which we interpret as red. As they get closer the frequency gets faster which we interpret as blue.
I am not an astronomer or even a casual stargazer. I took a single class in Astronomy in college and this was a neat fact I picked up. I remember next to nothing else from the class other than the fact that you can fit every planet between the earth and moon.
Not necessarily. You can get an ID from the DMV that doesn’t grant you a drivers license, but the drivers license servers exactly the same purpose and allows you to drive, something 90% of the population want. So drivers license obviously is extremely more popular but you can get a plastic ID card similar to it from the DMV.
Except you can’t. People can deactivate this for each contact in their address book really easily. You can even create your own for each person and have that override theirs on your own phone.
This guy spams his stupid site and they always have garbage like that in them. I would ignore anything posted by this moron
Just bought one recently. We walked in and the guy immediately started showing us ones for as low as $200. I asked what the difference was between those and the display models and he started showing us some of the floor models. We really didn’t feel much difference between any of them. The ones leaning up were absolutely not worth it and uncomfortable but we went with a $1k hybrid because it felt the same as a $5k premium Stearns and Foster. We got a Sleepy with a medium stiffness. It’s a combination of memory foam and springs. It helped my back pain and I got the best night sleep in years the day we got it.
Kbin isn’t federating them is what I meant. Sorry
Downvotes don’t federate currently. I think it’s a work in progress though
My last raise was less than $2k/year. Our CEO got a raise of $50k… inflation has turned my “raise” into a loss. They’re throwing Pennies at everyone hoping they think they’re getting millions. Don’t fall for it.
I had to give an account number for my purchases and they billed it like insurance. Then they would call me and harass me for miss using the card and demand a ton of business information that they could just ask the business for. I would need to get EIN numbers from my eye doctors and stuff to get them to believe it was a business. Then they would tell me they can’t authorize it and garnish my wages as “repayment”