![](/static/253f0d9b/assets/icons/icon-96x96.png)
![](https://lemmy.world/pictrs/image/44bf11eb-4336-40eb-9778-e96fc5223124.png)
Isn’t that just not true?
https://www.capitalone.com/learn-grow/money-management/credit-myths/
Myth No. 5: You have to carry a credit card balance to build credit
If you don’t pay your credit card balance in full, it’s carried over to the next billing cycle and considered a revolving balance. And that unpaid balance might accrue interest.
You don’t need to carry a balance to build credit. According to the CFPB, “Paying off your credit cards in full every month is the best way to improve a credit score or maintain a good one.”
Fact No. 5: You don’t have to carry a credit card balance to build credit
While carrying a balance isn’t necessary to build credit, a healthy credit utilization ratio—which measures how much available credit a person is using—is an important part of credit.
In addition to paying off credit card balances in full every month, the CFPB recommends keeping a credit utilization rate of less than 30% of your available credit. That can be a way to show you’re responsible with credit.
I pay my credit cards in full every month and accrue zero interest and have excellent credit…
I think it’s generally because glass bottles can let light hit the beer, and hops are photosensitive (light-struck beer will have a skunky aroma and taste). Brown bottles are the best at blocking light. Clear and green bottles are pretty bad. Cans obviously block all light.
I think most of the time, brown bottles are just fine, but the judges probably have a bit of bias here on their preferences.