bluGill

I saw someone who mantained the legal speed limit and safe following distance.

generally it isn’t enforced

Most countries tell you to renounce after you gain the new so it isn’t a problem. A few allos dual citizenhip. (maybe most allow dual? I seem to recall that but it is outside where I’m sure)

same thing, they are lakely to audit them and see if they are being used to cheat. You can use them but either count everything as a gift or have good records that whatever isn’t a going to whoever.

Don’t try to cheat the government. make sure you can say either you reported the large gift for tax purposes or the total is under 18k., if you must cheat you can take them on vecation and they use your gear for free but the plane ticket, meals and anything that could look like a gift is under the limit.

tax fraud is something the irs takes serously and you never know when they look. Plus you are not sympathetic to a jury so prison is likely for you.

if you give anyone more than 10k in a year (well under the limit) have your accountant deliver it all so there is plenty of evidence that you are not cheating. If you want to give over 18k have your accountant figure out how to do withholding so you friends don’t have a tax surprise.

Still some good advice, like where to find the lawyer you will need.

The courts will see right through that and make your friends pay taxes on what they consider reasonable rent. You just hope there is no audit.

Because the customer and user are not the same people and insurance is keeping the costomer happy. High prices mean I cannot afford to quit my job or retire early. I have to have a job to have any form of insurance at all. It is great for the hr department that buys my insurance. In theory I can buy my own on the market but that means the thousand dollars a month my employer is paying gets thrown away.

Old cars are much less. A good driving record makes a big difference. I fear the day when my kids are old enough to drive.

if she will go for it get a 100 pack of rubber or silicon rings (dollor store) they look nice from the distance strangers should look and no worry about lost rings and no safety worries.

true, but you still have to ask only for relakant qualifications. The law isn’t as clear but you still have a case in court.

Wow, I’d expect it to last longer than that, even a cheap one. You might want some weter treatment, get the water tested to see if it is destroying parts.

If the valve (as opposed to flap) is gone that far, then a good modern water savings toilet isn’t that expensive and will probably flush better than the old one (good is key - there are many cheap toilets that don’t flush well!). Consider replacing the whole toilet instead. You can also get a toilet style you like (I personally hate high toilets, but some prefer them). I strongly recommend a bidet while you are doing this as well.

I won’t say you should always replace the toilet vs just the valve, but it is something to consider - the effort is similar and the cost isn’t that much more. So if there is any reason to replace the toilet do it.

Step one, get an accountant, and lawyer. Things will get complex, and mistakes can result in spending more than you have which isn’t the goal. Thus an accountant to watch those numbers and keep me in the black. The big issue is taxes need to be paid so there needs to be enough left over to do that along with pay the accountant, but there will also be weird legal issues that come up.

Second, the money goes to charity. How it gets there will be tricky though.

The IRS looks at large donations and starts to assume I’m trying to dodge taxes by hiring a charity for something I’d do anyway - so my accountant will work with them to figure out what donation levels work for each that I care about. There are also some causes that I consider charity that do not meet the legal definition (often because they are political) and so the donation to them is still taxable (not that I’m trying to dodge taxes, but I’ll take advantage of anything that will help causes I care about)

I will set aside some money as a fund for me. However I’ll only allow myself to withdraw from it as payment for work done for charity. projects like KDE or FreeBSD can always use more help. There is a summer camp I’ll volunteer for once in a while. Habitat for Humanity needs help… The important part is I need to put in 35 hours a week or I don’t get money from the fund (I will allow 2 months of vacation and that summer camp will get 80 hours/week when in session which I will bank for more vacation). The important part here is I need to stay busy - doctors tell me sitting around doing nothing when you retire is deadly so I’m not going to do that.

Likely a lot of money will remain after I’m dead, so a trust fund will remain. However the instructions will be to drain the money as fast as possible. I know of several funds remaining from people who died 100+ years ago and the fund is now doing things I’m sure the original would oppose.

The exceptions you list make sense. However in the general sense if someone requires a drivers license and you are not operating equipment you likely have a law suite against them for unreasonable requirements.

The danger is the crankshaft will hit the oil and foam up. Start the engine run at some rpm for a minute then check for foam at the dipstick if okay do a test drive with sharp corners and check again - if no foam you are okay. If ther is foam drain some out and then let the engine / foam settle overnight before driving.

Read the manual. Changing the oil too soon is not helpful. modern oils often give the least wear at 8000 miles (the longest chain moleculs break down and that is accounted for by making the longer than needed.

if you really want the engine to last install a bypass filter use 25k mile oil and then do an oil analisys every 10k miles when you replace the filters - only changa oil when the lab says so. the lab will charge more than the cost of an oil change which is why almost nobody does this.

for most of us the engine will out last the gest of the car with just regular oil changes so this above is not useful advice.

Diesel is clearly better if you are driving 20,000+miles per year. However you are not doing near that, so it won’t be worth the extra cost. Today diesel is so much more expensive than gas that the real advantage is only that diesel engines last longer, and in your case the body will fail first.

How much of your driving is towing vs unloaded? If you are only towing then a large engine is better - displacement = torque = more fuel efficient. However if you are mostly unloaded something like the Ford Ecoboost engine is much more fuel efficient unloaded and when towing you lean on the turbo to use more fuel (as much as the large displacement engine!) and so still have the power - but the engine won’t last as long overall and will break more often - thus not a good choice if you mostly tow.

I would lean to the 3/4 ton trucks. While a 1/2 ton truck has the specs to do the job, all of them are aimed at the luxury car market these days, and so they will make compromises that make them not as good for real work. 3/4 ton still is targeted at people doing real work and so they will have better compromises. (if you were asking 30 years ago a 1/2 ton would be fine)

Do you need something now? Electric trucks are just coming out and should start hitting the used market soon. They only do about 100 miles when towing, but are much more environmentally friendly if you can live with that limitation. I wouldn’t think about sticking with the truck you have now for 3 more years to see what happens here (and also 3 more years to get real world experience with how electric trucks really work for people in your application)

Often car companies offer a rebate or the low rate. If you do the math the rebate is often for more than the difference in interest payments between the low and normal rate.

Why not get a loan and buy the house as narmal?