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Cake day: June 16th, 2023

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  • btaf45@lemmy.worldtoFediverse@lemmy.worldLemmy Active Users looking good
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    4 months ago

    There are 2 kinds of people who get banned. People who actually deserve it and people who get rando-bans. A rando-ban is something you have no control over. It is caused by things like unwritten rules, nonsensical rules, or the unpaid intern mods having a bad day. Things that a warning could have easily taken care of. Lemmy cannot give you a rando-ban, but if you actually deserve a ban than multiple people can come together and do it.

    My first rando-ban on reddit was posting too much content from the Washington Post. Even though I was only posting about 1 article per month I was “spamming”. It is wonderful knowing that on lemmy/kbin I can finally start submitting content again without risking a rando-ban.




  • [SIPC instead of FDIC insurance - coverage is about the same]

    You left out one detail. Technically if you have $100,000 in Money Fund A it means you hold 100,000 shares that are priced at $1 each. SIPC will protect you from losing your 100,000 shares but cannot protect you if the value of each share falls below $1. This is unlikely to happen, but is legally possible. There were some scares about this happening in 2008.

    If you want to be rock solid safe you could choose a money market fund that is backed 100% by US treasuries, but you would earn less interest.




  • [“When I first enrolled in Medicare, I selected a Medicare Advantage plan because it seemed less expensive than traditional Medicare,” Richard Timmins of Freeland, Wash., said in an email. “It was only when I needed care that I encountered the disadvantages of Medicare Advantage, limited networks, requirements for prior approval for almost everything, subsequent delays and denials, and denied payments.”]

    An audit done by the government’s inspector general found that Medicare Disadvantage falsely denied 18% of payments that they were supposed to approve and that real medicare would have approved. This amounts to 1.5 million times per year that Americans were shafted by illegal payment denials from those companies. There are also increased hassles and delays in getting your medical care and limited choice of doctors.

    https://www.hsgac.senate.gov/wp-content/uploads/Tinker-Testimony.pdf

    [An estimated 18 percent of payment denials met Medicare coverage rules and MAO billing rules and therefore the provider payments should not have been denied by the MAOs. This projects to 28,949 payment denials that met Medicare coverage rules and MAO billing rules for these MAOs during the first week of June 2019.]




  • You are only guaranteed on Medigap with the best prices if you get it within 6 months of first enrolling in Medicare. That’s why it is critical to get real Medicare + Part D + Medigap when you are first eligible. If you initially get Medicare Disadvantage, and then realize how bad it is, you can switch from Part C to Part B/D during the next enrollment period, but it will be hard to add Medigap to that.

    An audit done by the government’s inspector general found that Medicare Disadvantage falsely denied 18% of payments that they were supposed to approve and that real medicare would have approved. This amounts to 1.5 million times per year that Americans were shafted by illegal payment denials from those companies. There are also increased hassles and delays in getting your medical care and limited choice of doctors.

    https://www.hsgac.senate.gov/wp-content/uploads/Tinker-Testimony.pdf

    [An estimated 18 percent of payment denials met Medicare coverage rules and MAO billing rules and therefore the provider payments should not have been denied by the MAOs. This projects to 28,949 payment denials that met Medicare coverage rules and MAO billing rules for these MAOs during the first week of June 2019.]







  • Defensive operations, as you are aware Ivan, do not involve sending troops to another country to attack them. Russia agreed in a 1995 treaty to never attack Ukraine. When Putin kidnapped thousands of Ukraine kids, did he sell them to pedophiles to finance his war? Why are Russians meekly allowing butcher Putin to shit all over their country? All Russians ever do is eat Putin’s shit over and over.

    WAR IS PEACE. OFFENSE IS DEFENSE.