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Another piece of the puzzle is probably your WiFi router, as you normally won’t get speeds near 1Gbps over WiFi. In order to benefit maximally from it, you need to connect your devices (laptops, stationary PC, TV, etc.) with a cable to get the most of it.
You should also try to disable some pfSense plugins, like OpenVPN, zenArmor, etc. as they will severely limit your bandwidth throughput. But as others said, most likely you will also need to upgrade your hardware box, and you can migrate to OPNsense while at it.
I think in the UK they have started to offer intergenerational mortgages, considering how unaffordable housing became.
It blows my mind that back in the days people with very simple jobs were able to afford buying their roof, nowadays it is a challenge even for highly skilled professionals if they happen to live in a highly sought city.