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Joined 1 year ago
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Cake day: July 24th, 2023

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  • Consider that most Americans are pay 2x to 5x more in insurance premiums each month than folks in the 32 other developed nations with national healthcare coverage pay monthly in taxes for health care. Consider that Americans still pay deductibles and copays. Consider that insurance won’t cover pre-existing conditions (which are many). Consider the insurance frequently denies claims and requests for further tests and specialists. Consider that most insurance only works within the limited network of the insurance companies designated healthcare providers.

    I work a multinational company that has moved staff from Japan, Canada, and the UK to the USA for periods of work. All of these folks were shocked and horrified by the American insurance system.

















  • Don’t take on debt if at all possible. If you use a credit card, try to pay it off each month. Don’t get one with annual fees. Get one that has cash back not miles or points.

    Learn to make your own coffee instead of buying Starbucks or whatever. A decent hand grind will last for a decade and cost around $50. A no name pour over dripper and filters are a cheap way to make coffee at home. Buy beans and keep them in an air tight container and they will be good for a month.


  • I stopped wearing a watch completely until the exercise/sleep/fitness trackers and smart watches got fairly good. I was a big watch guy before nice Seiko, Citizen, Patek Philippe, and Breitling watches but then everything had a clock on it. My phone, my laptop, etc. No reason to have this expensive thing on my wrist getting banged up as I go through the day. Now I have a Huawei GT3 Pro because it has good sleep and fitness trackers plus the EKG and blood O2 level checks. It controls my music at the gym and the timer works well in the kitchen plus the flash light is extra handy.