Fair enough but if you have the means, NFCU has almost no cost. I get something small but like .4% interest on my checking account. Their credit card has no annual fee and I average $800 a year in cash back benefits from it. Other than buying paper checks, I’ve not paid them one penny for any services, a way better deal than I was getting at BofA.
I think Minoxidil is the only thing proven to work. You can take it orally or apply it to the scalp via a serum or shampoo.
Because this is a forum where people share perspectives. If you don’t want to hear them then don’t read the comments.
That’s very noble of you, but in our capitalist systems, those who provide the most needed and valuable services are often paid the least. You may feel that telling someone to get better educated and moving somewhere cheaper will solve their problem, but then someone else will fill their past role. Our most expensive cities will always need janitors, line cooks, laborers, shelf stockers and many other roles that will never pay much. We can’t all be coders making 6 figures working remotely from bumbfuck nowhere. This doesn’t even take into account disabled people who can’t provide much or any value in the eyes of our system. You basically want to tell people to bootstrap, just in a gentler way.
No one makes that much money through work, it is through investments. Remove social security tax limits and beef up our nationalized retirement systems then tax investments to death. I don’t care if people are disincentivised from investing in businesses that don’t make any money. I know I’ll ruffle some feathers with this but I truly believe all space travel investments should be redirected to something that can make an immediate difference for those already on the planet, like healthcare or services for those effected by climate change.
Awesome, thanks for sharing! I ordered my free replacement. Glad I got the 3 year warranty.
That sounds absolutely adorable!
I got the litter robot. I’ve had it 9 months. I have a cat that loves to dig and the rubber liner doesn’t look like it’s going to hold up for more than 2 years because she scratches the same spot relentlessly, but I still love it. I’d buy a new one every other year if I needed to.
My husband and I didn’t have financial stability in office jobs until we moved into middle management. It’s a very different type of job, even if you’re doing the same sort of work. I don’t have a degree, but I have several innate traits that make me excel at it. My husband doesn’t have those innate skills, but he followed an educational path that gave him the credentials he needed to receive those opportunities (bachelor’s degree, then a project management certification).
So many but Lamictal is my current favorite.
I really feel this lately. The news is shit. My anxiety has been high so I go straight to the NYT games app instead of scrolling through the front page.
It’s been Core Keeper for me.
I dropped out 20 years ago and I’ve done alright but have grown into a management role and now it is very hard to move into other management roles without a degree. I am considering going back to school to finish it.
It was legal software called Needles. The firm didn’t use email to communicate. They sent Needles messages. I quit after a week.
A degree can be earned slowly with a lot of outside assistance. A lot of jobs can’t be handled like that.
We use an assessment that provides feedback on 12 metrics and the most important to me are logical problem solving, vocabulary and aggressiveness. I can have several applicants from the same school score wildly differently in those metrics, even if they all have the same degree.
What else should employers do if they have 100 applicants for a role? Interview every single person? We need to weed people out somehow. If you don’t provide a cover letter, you’re eliminated. If you don’t take the assessment, you’re eliminated. You’re saving us time.
I’ve noticed a lot of people lately thinking that college is the hard part and if they get the right degree they will coast into a cushy, easy job. Truth is, being an employee is work and at best executives and owners get to coast on cushy jobs, so unless you manage to get a degree that instantly qualifies you for a CEO role, you’re going to have to work your ass off to climb a ladder or build a business for yourself.
Seriously though, I’m an office administrator and your degree in administration is going to make you the meat in a shit sandwich. Everything that you hate about recruiting…don’t be surprised if you end up being responsible for it. You’ll have to conduct those 100 interviews, then hire and manage staff that have your same burnt out attitude. Your subordinates will bring you endless problems. But that’s only half of it. You’ll be also report up to executives who will push you to be callous and heartless, while somehow magically also increasing production and morale. Did your degree give you all the tools and skills you need to do that? Bro good luck.
Get all the details, then come ask us.
6 months is the usual rule, but you should assess your likelihood for extended unemployment. Do you live in a states with low unemployment payout? Is your career in a niche industry? Do you live in an area with fewer jobs overall? All those factors would make me consider pushing to a year+ of liquidity.
The Four Agreements. It’s short. Go read it.
Total ad for Fidelity.
I bought them recently and returned them after one night. The battery didn’t last even 2 hours and they kept disconnecting from my phone and turning off, but you can’t just turn them back on, you have to take them out of your ear and put them into the case to turn them back on. So many design flaws IMO.