• 2 Posts
  • 60 Comments
Joined 9 months ago
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Cake day: November 12th, 2023

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  • Separate from my initial generic response:

    Retirement savings beyond the standard 401k and IRA options

    I believe the typical advice is to max out your HSA contributions and save your health care receipts but don’t reimburse yourself yet because there is no deadline for reimbursements. Instead, just treat your HSA like a double tax advantaged retirement investment account.

    Beyond that, you’re looking at a regular taxable brokerage account. Look into which asset types are most tax efficient—those are the ones you’ll wanna allocate in your regular taxable brokerage account. Careful, it’s a rabbit hole and you will hit against the law of diminishing marginal returns, but it might be worth it to broad strokes put international funds in your taxable brokerage while your bonds are live in your tax advantaged accounts. There’s more info on this if you search the boglehead wiki.




  • I can’t speak to the specifics in your original question, but I reckon you’ll need to chat with several potential CFPs with a set of questions prepared and a somewhat rough idea of what answers you’re looking for. Hopefully when the right one crosses your path, you’ll know. Not because you already knew the answers to your questions, but more like you’ll know what not the right fit looks like. Does that make sense?



  • Yes and no. Technically yes because the issue seems only to affect pixelfed.social; however, that happens to be the largest instance iirc. And hash tags are not federated, so one of the main features for discovery that is accessed from the landing page is unusable or broken (has been for months).

    Meanwhile, people are out there talking and reading about this cool federated alternative to instagram called pixelfed, perhaps spending a few minutes browsing the site for the largest instance which also happens to have the word pixelfed in the URL, but as soon as they try interacting with it, they bounce off because they clicked on a link hoping to get more nature photos, but got an error instead. 🤷‍♂️