Horsey

33 as of last month. My father bought a windows 95 computer and bought me a bunch of reading software. Sure there were older educational reading software, but computers weren’t mass market until the mid 90s with windows 95 as far as I’ve read.

Came here to say this. I am one of the oldest people you’ll ever meet that learned how to read on a computer. My parents bought me reader rabbit in the mid 90s and I played the shit out of it lol.

I got within an extremely close distance to getting a Model Y this year during the price cuts; I secured the loan and was looking into the insurance costs which is what ultimately killed my decision.

My car is paid off and I only pay for gas (I have the Prius Aqua 2016, ~53mpg, 4.44L/100km)

When I looked into the Y, first of all they don’t allow you to get an insurance quote without first putting a down payment. If I had gone through with the purchase, I’d be looking at almost 570$/month on the car loan alone with the trade-in, plus another 140/month (I currently pay 80$/month, roughly) for insurance through my current company (this is only a ballpark figure based on me pulling a VIN number online and feeding it into a quote; that number could possibly be significantly higher). That puts my excess car expenses conservatively at 650$/month just for a new car. The literal only problems I have with my current car is that it can’t tow my horse trailer and that it’s a “dumb” petrol car with no infotainment and a physical key. I’m probably going to put a 12" iPad in the center console for infotainment and call it a day and keep that around for another 4 years until Apple CarPlay 2 trickles down to affordable EVs.

In summation, I really don’t think EVs are worth it unless you absolutely must buy a new car. There are new infotainment options on the horizon like Apple CarPlay 2 and Android Automotive with Android Auto as standard… right now is the literal worst time to buy a car. Not to mention that NACS is going to replace CCS in the USA in the 2026 model cars. Your resale value in the mid 2030s will be absolute dogshit if you don’t wait for the NACS port in next year’s cars.

I’m a cis-bi man married to a cis-gay man: I had to tell him to sit his ass on the toilet to piss because the area around the toilet was constantly filthy. I cannot believe still to this day how difficult it was to convince him why it is a good idea to just sit down to piss. If you cannot control the stream direction and shape perfectly when you piss (spoiler alert, you cannot), then sit down where you can spray the toilet bowl.

Doctors are not individual practitioners and cannot normally decide to go off on their own doing a procedure that they were not specifically trained to do (doctors are trained in procedures during their residency and in CTE). Unless they are offered a course in this new method, the hospital would not authorize them to perform that new procedure. The best way to get this care would be to travel or to lobby the hospital to train staff on this new methodology.

Yeah, I’ve only worked in the US.

That’s what my employer offered I guess 🤷🏽‍♂️ when I was a university teacher I paid zero for deductibles but they took out like 100$ pre tax every month IIRC. Right before I quit they started charging for copays and I was pretty pissed.

I pay 9.79$/month for medical only, pre-tax, myself only on the plan, working for a mental healthcare nonprofit. My medical copays have been free lately for routine office visits. I have to get labs done 4 times a year for the meds I take and those have all been free so far. Because they’re classed as “preventative” to make sure nothing goes wrong with the meds, it’s free 🤷🏽‍♂️. Non preventative things have a 2000$ deductible, so I have to pay that much before medical care for the calendar year becomes free to me. That means that if I get sick in December, I have to pay 2000$to cover for December and again in January to cover for the next year.

Dental coverage is free. I pay 40$/visit as a copay for cleanings and all else (if I’m not in perfect health) I pay 30% of that bill. Recently I had periodontitis and my bill after treatment was 600$.