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Joined 1 year ago
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Cake day: June 18th, 2023

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  • You should try apps. Be good UK try other side. Can always cancel after a trial period. It’s easier to block google pay than a card, but only by a fraction. Both can be completed in app.

    That is true but it’s an antiquated system that requires updating. But I get ya.

    My phone is password and fingerprint protected and I change the password regularly. No one would be attempting that. My Family members would never attempt something so brazen and my friends wouldn’t gain access. But again I can understand the point. It’s pretty out there. You could use the same argument for a card. If someone gets access to your card it has all the details available to you and doesn’t require password or fingerprint

    In dome ways yes but that’s the system we live


  • Oh I don’t disagree with biometrics. They are the ultimate in security. But if you lose access you are fucked.

    They could be spoofed. But each year it’s harder and harder and as I said. Petty crime would weigh up the odds. Contactless card that you can use a few times before locked or need to spoof a fingerprint to get into a phone and then use contactless.

    I know which one id choose. Also we need to keep the phone connected to the Google account. Increasing my ability to trace you and retrieve my phone. Card will ping location but it doesn’t say where your house is. I can remotely lock my Google phone and trace it. Can’t do that with card. I think phone is a Much riskier endeavor.

    And I will be er revert to using card. As states above it’s a worse experience in all aspects. Easier to lose card, easier to be stolen and worse protection. Always have phone on me and can do a multitude of jobs. Card can do one thing.

    That’s the pay off isn’t it. Google data vs bank data. It’s the same data yet It inconveniences me more. Same outcome.

    Literally no one is haggling. That’s a ridiculous proposition. When was the last time you haggle for a beer. Money is cumbersome and completely unnecessary. Yes it’s great for illicit nefarious reasons. 99% of people have no need for that. Cash means wallets pockets and then I’m stuck with useless change.

    Cash hadn’t been king for a while. Jesus during COVID-19 places wouldn’t even accept it. Contactless or I don’t shop there.












  • Absolutely. But we haven’t had a collapse with the entire planet In it’s current state. Unlikely it would be similar to previous collapses.

    Potentially but if one thing blows up it impacts all others. 2008 crisis impacted all other nations. COVID encircled the globe. If and when the USA blows up it will pull down all other stock markets. They are worldwide so a contagion is going to impact others. Or so the theory goes.

    You are thinking logically. Interestly the pitcairns watched as generations cut down all the trees. They actually removed their only way to escape the island. Similar to Easter island.

    I’m not in charge of the trees. A giant conglomerate is and they want all the wealth and profit and couldn’t care less what happens after 50 years. That is our current predicament as humanity. Those who actually want change don’t have the power or capacity to stop Amazon from destroying the Amazon.

    I’ll look up some information on that. It’s behaving irrational and not following a normal projectory. It keeps going up regardless of what is thrown at it. It’s no longer in sync with the banking sector or any sector. As long as pensions and systems keep putting money in it keeps going up. Valuation has no link to real actual outcomes. Debt and money are created out of thin air using valuations that are in any way linked to reality. It literally can’t stop going up because trillions of wealth is relying upon it that has no real backing in reality.

    Easy example is evergrande. It relies on a similar system to current stock markets. It uses it’s “equity” valuation and future valuation of its product, homes. It then gets loans values on this and has to keep building houses to build more houses. If it stops building it can’t afford to pay for the previous house.

    If house prices stop going up it can no longer service it’s debt and can’t get out of it’s debt. Sane as stock market. It’s fake. Numbers are moved shares move but they aren’t actually real. If for some reason shares were recalled the whole system would collapse as nothing is actually backed up with physical real shares. Sane as banking sector. Banks only require to have 10% cash on hand. Why a bank run is so terrifying.

    USA dent is in the trillions and it can’t pay it back. Things need to keep running as it keeps the system going. If it stops for any reason then everything falters and breaks.

    Basically my point was that what worked in the last isn’t necessarily going to work in the future. Markets were much simpler and a lot less interconnected. My belief is that the next humanity civilization disaster will be financial.


  • Utterly incorrect actually. Most civilizations such as Pitcairn Island were in a vacuum. They died due to have no outside sources and they whittled down their resources until they wiped themselves out.

    Most of the civilizations from my research were destroyed due to natural disaster and they weirdly cut down all their trees.

    Centralization may be beneficial in our destruction or it may hasten it. Impossible to tell.

    I think when more than if USA goes under the market has to die to be reborn. It’s currently just running in such an ethereal sense. It’s not functioning correctly and is basically the symbol of unfetted capitalism.

    Tesla is the poster child for betting on speculation. It was set up as a tech company but is a car company and it will likely peter out once the fan boys have bought up all the cars. It can’t have infinite growth. No company can yet stock market requires infinite growth.

    Weird how it how works. When it blows up it will be spectacular. It’s our version of civilization collapse