I’ve been using New Pipe, but they seem to have broken every 3rd party front-end within the last week or so.

It takes less money to move than you might think to move. If you have a specialty (especially in STEM) it’s really easy, and most jobs will even provide language classes for free.

Unfortunately I picked the wrong specialty (architecture). Still trying to get licensed by the end of the year, that’s the only chance I have at another country maybe recognizing my degree. Regardless, it’s not very in-demand.

I averaged in the ballpark of 12 miles a day for over a week when I visited Chicago. Woke up around 9 every day and basically didn’t sit until 9-10. I was sore for a while afterwards.

Don’t they use different colors for capital vs lowercase vs number vs symbol?

It’ll never happen, even if there was the will to do it the city doesn’t have the money (or the tax base to bring in that kind of money).

That’s what I’m saying though, we got rid of those regulations, and it still doesn’t matter. Banks want parking. Banks limit height. Banks limit unit counts. Developers routinely propose some pretty decent housing products, where they’ve run the numbers and they work, then go to get it financed and it very rapidly gets cut in half and turned to shit.

The only solution is for the city to finance and build themselves.

1: change zoning laws to allow more multifamily construction

Our city did this and it hasn’t helped at all, because banks won’t finance it. No minimum parking, no height limit, no maximum FAR, no maximum unit count.

this shortage is entirely caused by cities preventing construction of everything but single family homes

So I work in a field closely related to this, and the issue is less cities and more banks. The regulations in my city are basically: “if it’s housing, no regulations”. No minimum parking, no maximum density, no height limit, etc etc. But the banks? Won’t finance over ~22 stories. Or over ~200 units. Or parked less than 2:1. So we end up with only these short towers that are 50% parking podiums, where units are expensive AF because they have to pay for $100,000+ of parking per unit, not to mention the astronomical land prices being less diluted.

The only solution is for the city itself to start financing construction (and realistically doing the development themselves too), but that’s never going to happen.

Most real estate is owned by “123 street LLC”, meaning each LLC owns a single house/building. I’m not even sure how you would get around that realistically, and it’s not just companies that do that. If I ever get to the position of buying a house (…yeah right lol), I intend to do the same thing.

On top of that it gets weird with multiple houses because they’re in different locations with different tax rates and AHJs. Even within the same city you can be paying taxes to different counties. I’d like to see something like owning 2 houses = 2x taxes, 3 = 3x, etc. But then people could game it based on different tax rates, so you’d have to have a system to apply it to each AHJ equally.

You want them to break in for insurance purposes though, it’s a clear indication of unauthorized entry. Your policy should cover the door/window, but if your lock gets picked/bypassed you’re going to have a rough time getting things covered.

A broken window is clear indication of theft for insurance purposes. If your lock gets picked, you might be fucked depending on how your policy is written.

I think the bigger one is the construction industry.

2"x4" studs. 4’x8’ plywood. 16" O.C.

Changing to 44x95, 1219x2438, 406 O.C doesn’t make a whole lot of sense. We could switch over to the metric equivalents (like 1250x1250 or 600 O.C.), but that would mean switching out machinery and would break a lot of standards.

What’s the problem with Namecheap? I’ve been with them since GoDaddy got on the shit list, but I’m not against moving again.

I use Namecheap as my registrar, then split the domain between Adobe for the site (through their CC portfolio builder), and Proton for email. I migrated off Gsuite a while ago, but haven’t had any problems since doing so.

I started my career pretty late, so I’m in major catch-up mode, trying to hit 2x at 35. Starting last year I’ve maxed both my 401k and IRA every year. Plan is to keep on doing that so that every raise going forward I get to keep. Also on that note my raises typically hit mid-year, which makes figuring stuff out worse

While catching up on retirement I’ve also been establishing an E-fund (~18 months currently) and a car replacement fund (~50% of what it needs to be with current prices), so my budget has been pretty brutal the past few years. I’m hoping to ease up a little once I hit 35, though then house savings start so who knows.