• 0 Posts
  • 16 Comments
Joined 1 year ago
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Cake day: June 17th, 2023

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  • Drama

    Six Feet Under
    Pushing Daisies
    Dead Like Me
    After Life
    Doc Martin

    Sci-Fi

    Misfits
    Firefly
    Battlestar Galactica (2004)
    Stargate SG-1
    The Star Trek Franchise (of course)

    Comedy

    Fresh Meat
    The Young Ones
    IT Crowd
    Green Wing
    Miranda
    Black Books
    Peep Show
    The Mitchell and Webb Look

    Murder Mystery

    Death In Paradise (if you like campy)
    Poirot
    Inspector George Gently
    Wallander
    Miss Fisher’s Murder Mysteries


  • The Mortgage Insurance Premium (FHA) and Annual Guarantee Fee (USDA) make either costly in the long run. You get to skip the down payment, but the added cost of mortgage insurance (irrespective of how it’s labeled) hurts lower income borrowers. Both are costly, and neither are necessary. The property is the collateral. The lender loses future revenue and is inconvenienced if the borrower defaults, but they obviously do well enough overall to shoulder that burden.






  • As someone who has had to walk the “I don’t do computers” public through basic things over the phone, I can confirm that yes, a lot of people are way too lazy to learn anything new. They will instead call the support folks and blast some poor person just trying to deal with their day. Call center volume goes up anytime any barrier is added. Agreed though, SMS OTP is constantly becoming less effective. Email OTP is somewhat pointless.